Consumer Confidence Index vs 10-Year Treasury Yield
Consumer Confidence Index is currently 92.9 (down -5.40). 10-Year Treasury Yield is currently 4.1% (down -0.1%).
| Metric | Consumer Confidence Index | 10-Year Treasury Yield |
|---|---|---|
| Current value | 92.9 | 4.1% |
| Previous reading | 98.3index | 4.25% |
| Change | -5.40 | -0.1% |
| Trend | down | down |
| Frequency | Monthly | Daily |
| Source | The Conference Board | U.S. Treasury |
| Last updated | 2026-03-25 | 2026-04-04 |
| Category | consumer | rates |
What Consumer Confidence Index measures
The Consumer Confidence Index measures how optimistic or pessimistic consumers are about the economy and their personal financial situation. It is based on a monthly survey of 5,000 U.S. households by The Conference Board.
Consumer confidence has dropped to 92.9 — the lowest in over a year and the fourth consecutive monthly decline. Readings below 100 indicate more pessimism than optimism. For executives, declining confidence is a leading indicator of reduced consumer spending. When consumers feel less confident, they delay major purchases (cars, appliances, vacations), increase savings rates, and become more price-sensitive. Retailers and consumer-facing businesses should prepare for softer demand.
What 10-Year Treasury Yield measures
The 10-year Treasury yield is the return investors earn on U.S. government bonds maturing in 10 years. It serves as the benchmark for mortgage rates, corporate bond yields, and the global risk-free rate.
The 10-year yield at 4.12% reflects market expectations for interest rates, inflation, and economic growth over the next decade. For executives, this rate directly affects: corporate borrowing costs (investment-grade bonds typically yield 10Y + 1-2%), mortgage rates (typically 10Y + 1.5-2%), and equity valuations (higher yields make bonds more competitive with stocks, pressuring P/E ratios).
Frequently asked
Consumer Confidence Index is currently 92.9, down -5.40 from the previous reading. Source: The Conference Board, updated monthly.
10-Year Treasury Yield is currently 4.1%, down -0.1% from the previous reading. Source: U.S. Treasury, updated daily.
Consumer confidence has dropped to 92.9 — the lowest in over a year and the fourth consecutive monthly decline. Readings below 100 indicate more pessimism than optimism. For executives, declining conf The 10-year yield at 4.12% reflects market expectations for interest rates, inflation, and economic growth over the next decade. For executives, this rate directly affects: corporate borrowing costs (