Consumer Confidence Index vs 2-Year Treasury Yield
Consumer Confidence Index is currently 92.9 (down -5.40). 2-Year Treasury Yield is currently 3.7% (down -0.3%).
| Metric | Consumer Confidence Index | 2-Year Treasury Yield |
|---|---|---|
| Current value | 92.9 | 3.7% |
| Previous reading | 98.3index | 3.99% |
| Change | -5.40 | -0.3% |
| Trend | down | down |
| Frequency | Monthly | Daily |
| Source | The Conference Board | U.S. Treasury |
| Last updated | 2026-03-25 | 2026-04-04 |
| Category | consumer | rates |
What Consumer Confidence Index measures
The Consumer Confidence Index measures how optimistic or pessimistic consumers are about the economy and their personal financial situation. It is based on a monthly survey of 5,000 U.S. households by The Conference Board.
Consumer confidence has dropped to 92.9 — the lowest in over a year and the fourth consecutive monthly decline. Readings below 100 indicate more pessimism than optimism. For executives, declining confidence is a leading indicator of reduced consumer spending. When consumers feel less confident, they delay major purchases (cars, appliances, vacations), increase savings rates, and become more price-sensitive. Retailers and consumer-facing businesses should prepare for softer demand.
What 2-Year Treasury Yield measures
The 2-year Treasury yield reflects market expectations for short-term interest rates over the next two years. It is the most sensitive government bond to Federal Reserve policy changes.
The 2-year yield at 3.71% — well below the current fed funds rate of 4.50% — signals that markets expect the Fed to cut rates. The wider this gap, the more aggressively markets expect easing. For CFOs, short-term borrowing costs may decline sooner than long-term rates, favoring shorter-duration financing strategies.
Frequently asked
Consumer Confidence Index is currently 92.9, down -5.40 from the previous reading. Source: The Conference Board, updated monthly.
2-Year Treasury Yield is currently 3.7%, down -0.3% from the previous reading. Source: U.S. Treasury, updated daily.
Consumer confidence has dropped to 92.9 — the lowest in over a year and the fourth consecutive monthly decline. Readings below 100 indicate more pessimism than optimism. For executives, declining conf The 2-year yield at 3.71% — well below the current fed funds rate of 4.50% — signals that markets expect the Fed to cut rates. The wider this gap, the more aggressively markets expect easing. For CFOs