5/1 Adjustable-Rate Mortgage (ARM) vs Nominal GDP (Current Dollars)
5/1 Adjustable-Rate Mortgage (ARM) is currently 6.2% (down -0.1%). Nominal GDP (Current Dollars) is currently 29.72T (up +0.4T).
| Metric | 5/1 Adjustable-Rate Mortgage (ARM) | Nominal GDP (Current Dollars) |
|---|---|---|
| Current value | 6.2% | 29.72T |
| Previous reading | 6.22% | 29.35T |
| Change | -0.1% | +0.4T |
| Trend | down | up |
| Frequency | Weekly | Quarterly |
| Source | Freddie Mac | Bureau of Economic Analysis |
| Last updated | 2026-04-03 | 2026-03-27 |
| Category | rates | growth |
What 5/1 Adjustable-Rate Mortgage (ARM) measures
The 5/1 adjustable-rate mortgage (ARM) offers a fixed rate for the first 5 years, then adjusts annually based on a benchmark index plus a margin. ARMs typically start with a lower rate than 30-year fixed mortgages, making them attractive for buyers who plan to sell or refinance within 5-7 years.
At 6.17%, the 5/1 ARM offers a modest discount to the 30-year fixed rate of 6.64%. When this spread is narrow (under 0.5%), the risk-reward of choosing an ARM is less compelling — you take on rate adjustment risk for relatively little savings. A wider spread (1%+) makes ARMs more attractive. For real estate investors and corporate relocation programs, ARMs can reduce carrying costs on properties held for short periods.
What Nominal GDP (Current Dollars) measures
Nominal GDP measures the total dollar value of all goods and services produced in the United States at current market prices, without adjusting for inflation. It represents the raw size of the economy.
Nominal GDP shows the absolute size of the U.S. economy in current dollars. At nearly $30 trillion, the U.S. remains the world's largest economy. Executives use nominal GDP to size markets, estimate total addressable revenue, and benchmark company performance against the broader economy. Revenue growing faster than nominal GDP means you're gaining market share.
Frequently asked
5/1 Adjustable-Rate Mortgage (ARM) is currently 6.2%, down -0.1% from the previous reading. Source: Freddie Mac, updated weekly.
Nominal GDP (Current Dollars) is currently 29.72T, up +0.4T from the previous reading. Source: Bureau of Economic Analysis, updated quarterly.
At 6.17%, the 5/1 ARM offers a modest discount to the 30-year fixed rate of 6.64%. When this spread is narrow (under 0.5%), the risk-reward of choosing an ARM is less compelling — you take on rate adj Nominal GDP shows the absolute size of the U.S. economy in current dollars. At nearly $30 trillion, the U.S. remains the world's largest economy. Executives use nominal GDP to size markets, estimate t