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ExecPulse

Housing Indicator

Existing Home Sales (Annualized)

4.26M+0.2M

Updated 2026-03-20 · Monthly · Source: National Association of Realtors · Next release: 2026-04-24

4.08M
Previous
Monthly
Frequency

Historical Trend

2025-072026-03
DateValue
2026-034.26M
2026-024.08M
2026-014.08M
2025-124.24M
2025-114.15M
2025-103.96M
2025-093.84M
2025-083.86M
2025-073.95M

What This Means for Business

At 4.26 million, existing home sales remain well below the 2021 peak of 6.1 million. The 'lock-in effect' — where homeowners refuse to give up sub-4% mortgages — continues to constrain inventory. For executives, this suppressed transaction volume affects real estate commissions, moving services, home improvement spending, and mortgage origination revenue across the industry.

About Home Sales

Existing home sales measures the number of completed sales of previously owned homes, expressed as a seasonally adjusted annual rate. It accounts for approximately 85-90% of all home sales in the U.S.

Methodology

The National Association of Realtors compiles data from Multiple Listing Services (MLS) across the country. A sale is counted at closing, not contract signing. Data is seasonally adjusted and includes single-family homes, condos, co-ops, and townhomes.

Related Indicators

Frequently Asked Questions

What is the mortgage lock-in effect?

The lock-in effect occurs when homeowners with low-rate mortgages (sub-4%) refuse to sell because buying a new home would mean taking on a much higher rate (6-7%). An estimated 80%+ of outstanding mortgages are below 5%, effectively freezing much of the existing housing market. This reduces inventory, supports high home prices, and depresses transaction volumes.

Data sourced from National Association of Realtors (Series: EXHOSLUSM495S). Last updated 2026-03-20. ExecPulse provides data and context for informational purposes only — not financial advice. Always verify with primary sources before making business decisions.